Junior Credit Analyst

About Credix

Credix is a decentralized credit marketplace connecting institutional investors globally with credit opportunities, unlocking risk-adjusted returns through robust underwriting and building on the most advanced decentralized technologies to achieve scale. Credix is backed by institutional investors with a rapidly growing, star team.

About the job

We are looking for a Junior Credit Analyst to join the Credix team and help with our credit efforts. The right candidate has experience in private credit and investment banking. You understand the end-to-end process including but not limited to due diligence, structuring, and risk management.

Qualifications

• 2-5 years of credit and structured finance experience, ideally asset-backed securities in emerging markets credit
• Educational background in engineering, hard sciences, and/or mathematics
• Proven track record of deal structuring with ownership of the financial model and a deep understanding of the legal documents
• Experience in analyzing the credit risk profile of loan portfolios
• Excel magician. Python knowledge is a plus
• Attention to detail and affinity with numbers
• Proficient English. Professional working proficiency in either Portuguese or Spanish is a big plus

Responsibilities

• Due Diligence - including credit analysis -, transaction structuring, and cash flow modeling
• Prepare investment decks and any other required documentation for investment committees
• Work with the Legal team on the transaction documents and provide continuous feedback on how to optimize the underwriting process

What we offer

• Working in a young, dynamic & ambitious team
• A hybrid work setup that allows for flexible working hours
• Access to Credix offices in Sao Paulo, New York, or Antwerp
• Bi-annual off-site with the team
• A competitive compensation package